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What is a HARP loan?

I was just asked this question by someone on Sunday, so I figured it’s important to share since there are an estimated remaining 4-plus million households nationwide who could refinance via HARP, but haven’t.

A HARP loan allows those who have lost equity in their home to refinance without adding mortgage insurance or increasing their mortgage insurance even if they happen to be upside down on their loan.  I will need to check to see if your current mortgage is HARP-eligible.

The best suggestion I can make is to call me so I can determine if your mortgage is eligible.  Once I determine that, we can discuss the options and monthly payment scenarios.  All it takes is a quick phone call or email to me so I can research it.  I do not want those I know to miss out b/c they didn’t know what HARP is.

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