Are you HARP eligible?
Have any of you been previously denied for refinancing due to lack of equity in your property? With the increasing values we’re seeing, it might be time to try again. While rates aren’t as low as they were last year at this time they are still fantastic. And there are an estimated remaining 4-plus million households nationwide who could refinance via HARP, but haven’t.
Here are the general HARP guidelines in case you’re interested: * Mortgage has to be owned by Fannie / Freddie (this is different than who you make your payments to). * Loan must have closed prior to 6/1/2009 * No late payments in the past 6 months Often times there is no appraisal needed. I can find out if you are eligible. Let me know how I can help.